Buying Down Rates En Vogue As Higher Rates Persist Should I Buy Down My Interest Rate? Assuming the Federal Reserve cuts mortgage rates as investors expect, the housing market appears to be heading for a recovery this year. Borrowers may choose to buy down their interest rate when interest rates are high in order to […]
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There is a limit to how much a homeowner can borrow with an FHA loan, a type of mortgage guaranteed by the Federal Housing Administration. FHA Loan limits in Texas are based on a percentage of the median home price in each county if you want to buy a home with a FHA Loan. Government […]
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Lower Mortgage Rates Expected in Texas Amidst Promising Signals from the Fed. There appears to be an end in sight to rising mortgage rates, at least for the time being. Despite signs of receding inflation pressures and encouraging signals from the Federal Reserve, mortgage rates have dropped markedly in recent weeks after reaching a scorching […]
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Are you confused about choosing the right mortgage? Here is everything you need to know about reverse mortgages & cash-out refinance.
The post Reverse Mortgage vs. Cash-out Refinance: Your Complete Guide appeared first on Lonestar Financing.
Your house is a financial asset. If you’re a homeowner, you could be hearing about refinancing from everyone from your neighbors to television anchors. You may utilize your house to leverage your investment by refinancing. Many people choose to refinance for a variety of reasons, including taking cash out of their property, decreasing their monthly […]
The post Everything You Need to Know About Refinancing Your Mortgage appeared first on Lonestar Financing.
Speak with the best mortgage lenders in Texas to learn how a 30-year mortgage works. Contact Savant Lonestar today!
The post 30-Year Mortgages: Everything You Need to Know appeared first on Lonestar Financing.
The process of refinancing a reverse mortgage is similar to that of traditional refinance. There are standard eligibility criteria set by mortgage lenders and certain steps to be followed. In most cases, it helps stabilize the financial situation. However, it has consequences as well. So, understanding the basics of refinancing your Texas reverse mortgage loan […]
The post How to Refinance a Reverse Mortgage: The Ultimate Guide appeared first on Lonestar Financing.
Do you know that 65% of homeowners in the US have a Mortgage? Are you planning to take out a home loan in Texas? Many mortgage lenders can help you get approved for a loan. However, one thing sets a lender apart from the rest- underwriting approval. Before applying for a mortgage, you need to […]
The post The Underwriting Process: Everything You Need to Know appeared first on Lonestar Financing.
Are you wondering how much money youall need to come up with in order to buy your dream home? Well, weave come up with the ultimate guide for you! Trying to figure out how much money you’ll need to purchase a house has always been difficult for first-time buyers. But in 2022, it’s become even […]
The post How Much Money Will You Need to Purchase a Home in 2022? appeared first on Lonestar Financing.
Are you in the last stages of your home loan application? Now that you’ve gone through the tedious process of rate locking, appraisals, and inspections, you may be wondering what comes next, which brings us to the underwriting process. It may sound frightening at first, but it becomes much less intimidating once you understand what […]
The post In-House Underwriting: Top Criteria & Benefits You Must Know appeared first on Lonestar Financing.
Have you ever had the experience of getting tantalisingly close to a big opportunity in your creative career a but not quite making it? Maybe it was a pitch, or a competition, a publishing opportunity, a senior role, or a funding application. Maybe you got really positive feedback. They said you were great, your work […]
The post Are You in the Ballpark? (finally, The 21st Century Creative on YouTube) appeared first on Creative Coach | Mark McGuinness | Since 1996.
When the Covid 19 pandemic struck in 2020, human life on earth was massively disrupted. Not only the human tragedy of millions of lives lost, but also the social and economic damage caused by the virus and our attempts to control it. As a writer and a coach for creatives, I have been particularly concerned […]
The post Creative Disruption: How 12 Creatives on 5 Continents Rose to the Challenge of the Pandemic appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 10 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Itas been my most ambitious season yet, with creatives from 5 continents and probably the closest Iall ever […]
The post How I Created, Funded and Launched My New Podcast (while the World Was in Meltdown) appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 9 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. This week we are off to Tokyo, to meet Ichi Hatano, a wonderful artist whose work has deep […]
The post From Tattoos to NFTs with Ichi Hatano appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 8 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Have you ever had the idea for a creative project that youave never quite got round to starting? […]
The post Using Lockdown to Launch a Dream Project with Nicky Mondellini appeared first on Creative Coach | Mark McGuinness | Since 1996.
If you work on your own a in your office or studio, or your bedroom or at your kitchen table a it can feel like no one is watching. So it doesnat matter whether you show up. If you skipped a day on your novel, who would know? If you didnat go to the studio […]
The post All Arts Are Performing Arts appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 7 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today weare focusing on a creative sector that is close to my heart, which was massively disrupted but […]
The post Taking Deep Work Online with Laura Davis appeared first on Creative Coach | Mark McGuinness | Since 1996.
A few months ago I was listening to the DavidBowie: AlbumtoAlbum podcast, a terrific show about Bowie hosted by Arsalan Mohammed. In Season 3 episode 11 Arsalan spoke to Donny McCaslin, the leader of the jazz band that Bowie discovered in a New York club, and asked to work with him on what turned out […]
The post Sometimes You Have to Grind the Work Out appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 6 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today we are off to Australia in the company of Charlotte Abroms, a music manager based in Melbourne […]
The post Helping Musicians Through Lockdown with Charlotte Abroms appeared first on Creative Coach | Mark McGuinness | Since 1996.
Last week I suggested that if youare serious about achieving your creative ambitions, you need to think in terms of projects, not tasks. Because if you get up every morning and ask yourself aWhat should I work on today?a you risk making decisions based on what feels urgent right now, rather than what will make […]
The post Work on Multifaceted Projects appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 5 of the CREATIVE DISRUPTION season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today we are going to look at one of the biggest challenge for many people during lockdown, whether […]
The post Staying Creative as a Parent (Even in a Pandemic) with Kay Lock Kolp appeared first on Creative Coach | Mark McGuinness | Since 1996.
When we think of productivity we typically think about tasks and to-do lists, working habits and routines. We focus on how to make the most of our time on a daily or at most a weekly basis. All of which is great, but if this is all we focus on, thereas a danger of getting […]
The post Focus on Projects, Not Tasks appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 4 of the CREATIVE DISRUPTION season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today we meet Amrita Kumar, the co-founder and CEO of Candid Marketing, an innovative marketing agency in India. […]
The post Launching a New Business in the Pandemic with Amrita Kumar appeared first on Creative Coach | Mark McGuinness | Since 1996.
Marketing is a word that strikes fear into the heart of a lot of creatives. Itas an area where a lot of us feel we donat have a natural talent a weare far more comfortable making work than telling the world about it, let alone trying to get people to buy it. One reason for […]
The post Make Your Marketing Personal with a Media Dashboard appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 3 of the CREATIVE DISRUPTION season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today we are looking at the world of film and TV production, which was massively disrupted by the […]
The post Rebooting Global Filming with Hometeam appeared first on Creative Coach | Mark McGuinness | Since 1996.
A lot of creative professions involve submitting work to gatekeepers of various kinds: agents, editors, publishers, gallerists, funders, producers, studios and competition judges and so on. Yes, the 21st century gives us plenty of options for creating things without gatekeepers a you can sell direct, build your own platform, launch your own event, self-publish or […]
The post Why Rejection Doesnat (Necessarily) Mean Your Work Isnat Good Enough appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 2 of the CREATIVE DISRUPTION season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. This week we are off to South Africa, to hear from Earl Abrahams, an artist and filmmaker who […]
The post Lockdown Series: Windows on a Changed World with Earl Abrahams appeared first on Creative Coach | Mark McGuinness | Since 1996.
aEat a live frog first thing in the morning and nothing worse will happen to you for the rest of the day.a This quote is often attributed to Mark Twain. Apparently thereas no hard evidence linking it to him, but that hasnat stopped it from concentrating the minds of many people when they ask themselves […]
The post Eat that Frog (But Eat the Cake as Well) appeared first on Creative Coach | Mark McGuinness | Since 1996.
Today we kick off Season 6 of The 21st Century Creative, the podcast that helps you thrive as a creative professional amid the demands, distractions and opportunities of the 21st Century. The theme for this season is CREATIVE DISRUPTION. Every episode will feature an interview with a creator whose work was disrupted by the Covid-19 […]
The post The Rocky Road for Theatre through the Pandemic with Steven Kunis appeared first on Creative Coach | Mark McGuinness | Since 1996.
I hope this finds you as well as can be. Here in the UK weare bracing for what we are assured will be a large wave of Omicron. I know things may be very different for you, depending on where you are in the world. But whatever the circumstances, I hope you are finding your […]
The post Video: Forget the Career Ladder a Start Creating Assets appeared first on Creative Coach | Mark McGuinness | Since 1996.
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